Exchange Bank, a local bank with locations in Milledgeville, Gray, and Lake Oconee Georgia
Privacy Policy
At Exchange Bank, protecting the privacy and the confidentiality of your personal information to our employees and to us. We value your business and the trust you put in Exchange Bank. To offer you the financial products and services you seek, we collect, maintain, and uses information about you on a routine basis. To help you better understand how your personal information is protected here at Exchange Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event that you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice..
Information We Collect
As a trusted financial institution, we collect, retain, and use nonpublic personal information about individual customers, allowed by law, to provide products and services to our customers. we may collect nonpublic personal information from such sources as:
Applications or other forms; Information about your transactions with us, our affiliates, or others; and Information we receive from a consumer reporting agency
Information We Share
We may disclose nonpublic personal information about you with our corporate information about you with our corporate affiliates and other nonaffiliated third parties under certain circumstances to provide account services. Any nonpublic personal information shared is conducted in strict adherence to applicable law. We do not disclose any nonpublic personal information about you to anyone, except as permitted under law.
Who Receives Information and Why
We do not disclose any nonpublic personal information about our customers, or former customers, to anyone, except as permitted by law. We may exchange such information with our affiliates and certain nonaffiliated third parties (under limited circumstances) to the extent permissible under law to services your account , offer you products or services we believe you may find valuable, report to credit bureaus, manage risk, and other financial services related activities.
Service Providers/Joint Marketing Partners
To provide our customers with products or services that we believe may meet your financial needs, we may exchange limited nonpublic personal information about you to nonaffiliated firms that conduct marketing services on our behalf, or with other financial institutions in order to offer financial products or services pursuant a joint agreement. Such information exchanged includes:
- Information we received from you on applications or other forms, such as your name, address, social security number, assets, and income;
- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
- Information we receive from a consumer reporting agency, such as information relating to your creditworthiness and credit history.
How We Protect Your Information
We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Exchange Bank maintains strict procedures and policies to safeguard your privacy. We restrict employees access to customer information only to those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.
