Exchange Bank, a local bank with locations in Milledgeville, Gray, and Lake Oconee Georgia

Mobile Banking


Sign up for Mobile Banking Today! 

“Exchange Bank 365” 

If you DO NOT currently have internet banking, you must see a Customer Service 
Representative at any of our five convenient locations (Milledgeville, Gray, Lake Oconee) to  assist you in signing up for internet banking – then begin with Step 1 below. 
Internet Banking Customers 
1. Log on to internet banking and choose “Options.” 
2. Under “Options”, choose “Mobile Settings” and fill out the required information (i.e., cell phone number, cell provider, and e-mail). 
3. Download our APP on your mobile device by searching for “Exchange Bank 365” in your 
APP store. 
4. Log into your APP using your internet banking user name and password. 
Once logged on, some of the actions you can now perform using your mobile phone include: 
• Checking Your Balance 
• Transferring Funds 
• Paying Bills 
• Finding Branches and ATM’s Near You 
If your phone is lost or stolen, please call us at 478-452-4531 to cancel your account and prevent any access from your mobile device. We do not charge for Mobile Banking; however, data usage and SMS fees may be assessed from your cellular service provider. We value your privacy.
Please visit
to see how we protect your information.